Terms and Conditions
These Terms and Conditions govern your use of vitrexiva's website and financial planning services. By using our services, you agree to these terms.
Acceptance of Terms
By accessing our website or using our services, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions.
These terms constitute a legally binding agreement between you and vitrexiva Financial Services Inc.
Service Description
We provide financial planning consultation services through monthly subscriptions. Our services include personalized guidance, planning strategies, and ongoing support.
Services are available to residents of Canada who are 18 years of age or older.
User Responsibilities
As a user of our services, you agree to:
- • Provide accurate and complete information
- • Keep your account information confidential
- • Use our services only for lawful purposes
- • Comply with all applicable laws and regulations
- • Notify us immediately of any unauthorized account access
Prohibited Uses
You may not use our services to:
- • Engage in fraudulent or deceptive practices
- • Violate any applicable laws or regulations
- • Interfere with our website or services
- • Attempt to gain unauthorized access to our systems
Intellectual Property
All content, trademarks, and intellectual property on our website belong to vitrexiva or our licensors. You may not use, copy, or distribute our content without permission.
Unauthorized reproduction of our materials is strictly prohibited.
Privacy Policy
Your privacy is important to us. Please review our Privacy Policy to understand how we collect and use your information. Privacy Policy
Payment Terms
Subscription fees are billed monthly in advance. All prices are in Canadian dollars and include applicable taxes.
Refunds are not provided for partial months of service.
We may change our pricing with 30 days advance notice to existing subscribers.
Limitation of Liability
To the maximum extent permitted by law, vitrexiva shall not be liable for any indirect, incidental, or consequential damages arising from your use of our services.
Our total liability shall not exceed the amount paid by you for our services in the 12 months preceding the claim.
Indemnification
You agree to indemnify vitrexiva against any claims, damages, or expenses arising from your use of our services or violation of these terms.
Dispute Resolution
Disputes will be resolved through good faith negotiation or binding arbitration in accordance with Canadian law.
Arbitration
Any disputes not resolved through negotiation will be submitted to binding arbitration in Toronto, Ontario.
Arbitration will be conducted under the rules of the ADR Institute of Canada.
Online Dispute Resolution
For international clients, alternative dispute resolution may be available through recognized platforms.
Learn about dispute resolution options: https://ec.europa.eu/consumers/odr
Termination
Either party may terminate the service relationship with 30 days written notice. We may terminate immediately for breach of these terms.
Upon termination, your access to our services will cease, but these terms will continue to apply to past use.
Governing Law
These terms are governed by the laws of Canada and the Province of Ontario, without regard to conflict of law principles.
Severability
If any provision of these terms is found invalid, the remaining provisions will continue in full force and effect.
Entire Agreement
These terms, along with our Privacy Policy and other referenced policies, constitute the entire agreement between you and vitrexiva.
Changes to Terms
We may update these terms periodically. Continued use of our services after changes constitutes acceptance of the new terms.
We will notify users of material changes through our website or direct communication.
Questions About These Terms
If you have questions about these Terms and Conditions, please contact us at contact@vitrexiva.world or +1-852-961-809.
Last updated: September 25, 2025
Effective Date: October 9, 2025